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    <title>Retirement Conversations</title>
    <link>https://www.podomatic.com/podcasts/peter12919</link>
    <description>
      <![CDATA[<p>Join retirement expert Peter Graham, as he chats each week with Neil Lithgow about all things retirement.<br><br>For over 50 years, Peter has been involved in the financial services industry. Initially, his involvement was with the marketing of life insurance but he quickly moved into the financial planning area when he established one of the original Licenced Financial Advisory businesses, in Australia, which was issued with a Securities license.  Peter's current business - Redefining Retirement - builds on his years of Financial Planning knowledge, and helps retirees consider retirement holistically.  He wants to inspire retirees to feel positive and excited about life after traditional work and home activities, and to discover new ideas which will open their minds to options which can enhance the retirement experience and to reconsider the way that this period life is approached.<br><br></p><p>Neil Lithgow is an experienced broadcaster and voice artist, who also happens to have over 25 years' of experience in the Financial Services industry. <br><br>Episodes are recorded in the studios of Community Radio Station 2RDJ 88.1FM in Burwood, Sydney, Australia.</p>]]>
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    <pubDate>Thu, 23 Oct 2025 06:47:10 +0000</pubDate>
    <itunes:keywords>retirement, ,over60, ,retire,Society &amp; Culture,Sydney</itunes:keywords>
    <copyright>Copyright 2025 Peter Graham</copyright>
    <itunes:subtitle>There are over 60 things you need to consider in retirement - and only one of them is money !</itunes:subtitle>
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      <title>Retirement Conversations</title>
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    <itunes:author>Peter Graham</itunes:author>
    <itunes:summary>Join retirement expert Peter Graham, as he chats each week with Neil Lithgow about all things retirement.For over 50 years, Peter has been involved in the financial services industry. Initially, his involvement was with the marketing of life insurance but he quickly moved into the financial planning area when he established one of the original Licenced Financial Advisory businesses, in Australia, which was issued with a Securities license.&amp;nbsp; Peter's current business - Redefining Retirement - builds on his years of Financial Planning knowledge, and helps retirees consider retirement holistically.&amp;nbsp; He wants to inspire retirees to feel positive and excited about life after traditional work and home activities, and to discover new ideas which will open their minds to options which can enhance the retirement experience and to reconsider the way that this period life is approached.Neil Lithgow is an experienced broadcaster and voice artist, who also happens to have over 25 years' of experience in the Financial Services industry.&amp;nbsp;Episodes are recorded in the studios of Community Radio Station 2RDJ 88.1FM in Burwood, Sydney, Australia.</itunes:summary>
    <itunes:category text="Society &amp; Culture"></itunes:category>
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    <item>
      <title>Episode 64: 64.  Retirement: A Brief History</title>
      <itunes:title>64.  Retirement: A Brief History</itunes:title>
      <itunes:episode>64</itunes:episode>
      <itunes:season>1</itunes:season>
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        <![CDATA[<p>How did our modern concept of retirement begin, and where?  Peter gives us a brief history lesson today...</p>]]>
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      <pubDate>Mon, 05 Feb 2024 05:23:31 +0000</pubDate>
      <dcterms:modified>2024-02-05</dcterms:modified>
      <dcterms:created>2024-02-05</dcterms:created>
      <link>https://www.podomatic.com/podcasts/peter12919/episodes/2024-02-04T21_23_31-08_00</link>
      <dc:creator>Peter Graham</dc:creator>
      <itunes:keywords>#retirement,#petergraham,#retiring,#over60,#history</itunes:keywords>
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      <itunes:duration>1077</itunes:duration>
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      <itunes:summary>How did our modern concept of retirement begin, and where?&amp;nbsp; Peter gives us a brief history lesson today...</itunes:summary>
      <itunes:subtitle>How did our modern concept of retirement begin, and where?&amp;nbsp; Peter gives us a brief history l...</itunes:subtitle>
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      <title>Episode 63: 63.  Bucket List Ideas</title>
      <itunes:title>63.  Bucket List Ideas</itunes:title>
      <itunes:episode>63</itunes:episode>
      <itunes:season>1</itunes:season>
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      <description>
        <![CDATA[<p>Starting or maintaining a bucket list is a great idea in retirement, but what should you put on it?  Peter has a few ideas to get you started ...</p>]]>
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      <pubDate>Tue, 16 Jan 2024 06:00:26 +0000</pubDate>
      <dcterms:modified>2024-01-16</dcterms:modified>
      <dcterms:created>2024-01-16</dcterms:created>
      <link>https://www.podomatic.com/podcasts/peter12919/episodes/2024-01-15T22_00_26-08_00</link>
      <dc:creator>Peter Graham</dc:creator>
      <itunes:keywords>#retirement,#petergraham,#retiring,#over60,#bucketlist,#list</itunes:keywords>
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      <itunes:duration>1195</itunes:duration>
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      <itunes:summary>Starting or maintaining a bucket list is a great idea in retirement, but what should you put on it?&amp;nbsp; Peter has a few ideas to get you started ...</itunes:summary>
      <itunes:subtitle>Starting or maintaining a bucket list is a great idea in retirement, but what should you put on i...</itunes:subtitle>
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      <title>Episode 62: 62. Signs That You're Wasting Your Time</title>
      <itunes:title>62. Signs That You're Wasting Your Time</itunes:title>
      <itunes:episode>62</itunes:episode>
      <itunes:season>1</itunes:season>
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      <description>
        <![CDATA[<p>Time is something that we seem to have a lot of in retirement - but are you spending yours wisely ?</p>]]>
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      <pubDate>Tue, 16 Jan 2024 05:58:24 +0000</pubDate>
      <dcterms:modified>2024-01-16</dcterms:modified>
      <dcterms:created>2024-01-16</dcterms:created>
      <link>https://www.podomatic.com/podcasts/peter12919/episodes/2024-01-15T21_58_24-08_00</link>
      <dc:creator>Peter Graham</dc:creator>
      <itunes:keywords>#retirement,#petergraham,#retiring,#over60,#time</itunes:keywords>
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      <itunes:duration>1162</itunes:duration>
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      <itunes:summary>Time is something that we seem to have a lot of in retirement - but are you spending yours wisely ?</itunes:summary>
      <itunes:subtitle>Time is something that we seem to have a lot of in retirement - but are you spending yours wisely ?</itunes:subtitle>
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      <title>Episode 61: 61. Travel - Japan and Singapore</title>
      <itunes:title>61. Travel - Japan and Singapore</itunes:title>
      <itunes:episode>61</itunes:episode>
      <itunes:season>1</itunes:season>
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        <![CDATA[<p>Peter share some highlights from a recent trip to Singapore and Japan, and looks at some of things we should consider when travelling overseas in retirement.</p>]]>
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      <pubDate>Fri, 15 Dec 2023 00:50:32 +0000</pubDate>
      <dcterms:modified>2023-12-15</dcterms:modified>
      <dcterms:created>2023-12-15</dcterms:created>
      <link>https://www.podomatic.com/podcasts/peter12919/episodes/2023-12-14T16_50_32-08_00</link>
      <dc:creator>Peter Graham</dc:creator>
      <itunes:keywords>#retirement,#petergraham,#retiring,#over60,#travel,#japan</itunes:keywords>
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      <itunes:duration>1188</itunes:duration>
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      <itunes:summary>Peter share some highlights from a recent trip to Singapore and Japan, and looks at some of things we should consider when travelling overseas in retirement.</itunes:summary>
      <itunes:subtitle>Peter share some highlights from a recent trip to Singapore and Japan, and looks at some of thing...</itunes:subtitle>
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      <title>Episode 60: 60. Visionary Targets</title>
      <itunes:title>60. Visionary Targets</itunes:title>
      <itunes:episode>60</itunes:episode>
      <itunes:season>1</itunes:season>
      <itunes:episodeType>full</itunes:episodeType>
      <description>
        <![CDATA[<p>Any activity, including retirement, can be made easier with some forward thinking and planning.  Peter explains how he goes about setting visionary targets for himself, and how to create a list of your own personal values that guide everything you do.</p>]]>
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      <pubDate>Fri, 15 Dec 2023 00:47:02 +0000</pubDate>
      <dcterms:modified>2023-12-15</dcterms:modified>
      <dcterms:created>2023-12-15</dcterms:created>
      <link>https://www.podomatic.com/podcasts/peter12919/episodes/2023-12-14T16_47_02-08_00</link>
      <dc:creator>Peter Graham</dc:creator>
      <itunes:keywords>#retirement,#petergraham,#retiring,#over60,#visionarytargets,#targets,#values</itunes:keywords>
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      <itunes:duration>1150</itunes:duration>
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      <itunes:summary>Any activity, including retirement, can be made easier with some forward thinking and planning.&amp;nbsp; Peter explains how he goes about setting visionary targets for himself, and how to create a list of your own personal values that guide everything you do.</itunes:summary>
      <itunes:subtitle>Any activity, including retirement, can be made easier with some forward thinking and planning.&amp;n...</itunes:subtitle>
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      <title>Episode 59: 59. Friendships</title>
      <itunes:title>59. Friendships</itunes:title>
      <itunes:episode>59</itunes:episode>
      <itunes:season>1</itunes:season>
      <itunes:episodeType>full</itunes:episodeType>
      <description>
        <![CDATA[<p>Friendships are important all the way through our lives, and this still rings true in retirement.  Peter and Neil discuss ways to stay in contact with friends, and make new ones.  Peter also talks about people from "The Blue Zone" - and what we can learn from them about the importance of friendships.</p>]]>
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      <pubDate>Tue, 12 Sep 2023 02:24:55 +0000</pubDate>
      <dcterms:modified>2023-09-12</dcterms:modified>
      <dcterms:created>2023-09-12</dcterms:created>
      <link>https://www.podomatic.com/podcasts/peter12919/episodes/2023-09-11T19_24_55-07_00</link>
      <dc:creator>Peter Graham</dc:creator>
      <itunes:keywords>#retirement,#petergraham,#retiring,#over60,#friends,#friendships</itunes:keywords>
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      <itunes:duration>1182</itunes:duration>
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      <itunes:summary>Friendships are important all the way through our lives, and this still rings true in retirement.&amp;nbsp; Peter and Neil discuss ways to stay in contact with friends, and make new ones.&amp;nbsp; Peter also talks about people from &quot;The Blue Zone&quot; - and what we can learn from them about the importance of friendships.</itunes:summary>
      <itunes:subtitle>Friendships are important all the way through our lives, and this still rings true in retirement....</itunes:subtitle>
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      <title>Episode 58: 58. Some Keys To Longevity </title>
      <itunes:title>58. Some Keys To Longevity </itunes:title>
      <itunes:episode>58</itunes:episode>
      <itunes:season>1</itunes:season>
      <itunes:episodeType>full</itunes:episodeType>
      <description>
        <![CDATA[<p>We all want to lead a long and healthy life.  So, what are some of things we can do that will assist this ?</p>]]>
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      <pubDate>Mon, 11 Sep 2023 09:17:51 +0000</pubDate>
      <dcterms:modified>2023-09-11</dcterms:modified>
      <dcterms:created>2023-09-11</dcterms:created>
      <link>https://www.podomatic.com/podcasts/peter12919/episodes/2023-09-11T02_17_51-07_00</link>
      <dc:creator>Peter Graham</dc:creator>
      <itunes:keywords>#retirement,#petergraham,#retiring,#over60,#longevity,#livinglonger</itunes:keywords>
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      <itunes:duration>1063</itunes:duration>
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      <itunes:summary>We all want to lead a long and healthy life.&amp;nbsp; So, what are some of things we can do that will assist this ?</itunes:summary>
      <itunes:subtitle>We all want to lead a long and healthy life.&amp;nbsp; So, what are some of things we can do that wil...</itunes:subtitle>
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      <title>Episode 57: 57.  Lessons Learned From Retirees</title>
      <itunes:title>57.  Lessons Learned From Retirees</itunes:title>
      <itunes:episode>57</itunes:episode>
      <itunes:season>1</itunes:season>
      <itunes:episodeType>full</itunes:episodeType>
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        <![CDATA[<p>Peter has spoken with thousands of retirees during his lifetime.  In this episode, he gives us some of the lessons that we can take from these. </p>]]>
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      <pubDate>Mon, 11 Sep 2023 09:15:44 +0000</pubDate>
      <dcterms:modified>2023-09-11</dcterms:modified>
      <dcterms:created>2023-09-11</dcterms:created>
      <link>https://www.podomatic.com/podcasts/peter12919/episodes/2023-09-11T02_15_44-07_00</link>
      <dc:creator>Peter Graham</dc:creator>
      <itunes:keywords>#retirement,#petergraham,#retiring,#over60,#lessonslearnt,#toomuchtv</itunes:keywords>
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      <itunes:duration>1084</itunes:duration>
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      <itunes:summary>Peter has spoken with thousands of retirees during his lifetime.&amp;nbsp; In this episode, he gives us some of the lessons that we can take from these.&amp;nbsp;</itunes:summary>
      <itunes:subtitle>Peter has spoken with thousands of retirees during his lifetime.&amp;nbsp; In this episode, he gives ...</itunes:subtitle>
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      <title>Episode 56: 56. Spending Traps In Retirement</title>
      <itunes:title>56. Spending Traps In Retirement</itunes:title>
      <itunes:episode>56</itunes:episode>
      <itunes:season>1</itunes:season>
      <itunes:episodeType>full</itunes:episodeType>
      <description>
        <![CDATA[<p>WE face spending traps throughout our lives, but in retirement, we can be especially vulnerable to purchasing things we don't really need to buy - especially if we suddenly have a lot of cash.  Peter and Neil discuss some traps to avoid, or at least to try before you buy !</p>]]>
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      <pubDate>Mon, 11 Sep 2023 09:12:24 +0000</pubDate>
      <dcterms:modified>2023-09-11</dcterms:modified>
      <dcterms:created>2023-09-11</dcterms:created>
      <link>https://www.podomatic.com/podcasts/peter12919/episodes/2023-09-11T02_12_24-07_00</link>
      <dc:creator>Peter Graham</dc:creator>
      <itunes:keywords>#retirement,#petergraham,#retiring,#over60,#spendingtraps,#overspending</itunes:keywords>
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      <itunes:duration>1118</itunes:duration>
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      <itunes:summary>WE face spending traps throughout our lives, but in retirement, we can be especially vulnerable to purchasing things we don't really need to buy - especially if we suddenly have a lot of cash.&amp;nbsp; Peter and Neil discuss some traps to avoid, or at least to try before you buy !</itunes:summary>
      <itunes:subtitle>WE face spending traps throughout our lives, but in retirement, we can be especially vulnerable t...</itunes:subtitle>
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      <title>Episode 55: 55. Twelve Month To-Do List</title>
      <itunes:title>55. Twelve Month To-Do List</itunes:title>
      <itunes:episode>55</itunes:episode>
      <itunes:season>1</itunes:season>
      <itunes:episodeType>full</itunes:episodeType>
      <description>
        <![CDATA[<p>At least 12 months before retiring, there's a lot of things you can start thinking about and planning ...</p>]]>
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      <pubDate>Mon, 11 Sep 2023 09:09:40 +0000</pubDate>
      <dcterms:modified>2023-09-11</dcterms:modified>
      <dcterms:created>2023-09-11</dcterms:created>
      <link>https://www.podomatic.com/podcasts/peter12919/episodes/2023-09-11T02_09_40-07_00</link>
      <dc:creator>Peter Graham</dc:creator>
      <itunes:keywords>#retirement,#petergraham,#retiring,#over60,#pre-retirement,#retirementplanning</itunes:keywords>
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      <itunes:summary>At least 12 months before retiring, there's a lot of things you can start thinking about and planning ...</itunes:summary>
      <itunes:subtitle>At least 12 months before retiring, there's a lot of things you can start thinking about and plan...</itunes:subtitle>
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      <title>Episode 54: 54. The Five Stages of Retirement</title>
      <itunes:title>54. The Five Stages of Retirement</itunes:title>
      <itunes:episode>54</itunes:episode>
      <itunes:season>1</itunes:season>
      <itunes:episodeType>full</itunes:episodeType>
      <description>
        <![CDATA[<p>Peter runs through the five main stages of retirement, from pre-planning to fulfillment.</p>]]>
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      <pubDate>Wed, 23 Aug 2023 07:49:08 +0000</pubDate>
      <dcterms:modified>2023-08-23</dcterms:modified>
      <dcterms:created>2023-08-23</dcterms:created>
      <link>https://www.podomatic.com/podcasts/peter12919/episodes/2023-08-23T00_49_08-07_00</link>
      <dc:creator>Peter Graham</dc:creator>
      <itunes:keywords>#retirement,#petergraham,#retiring,#over60,#planning,#5stagesofretirement</itunes:keywords>
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      <itunes:duration>1163</itunes:duration>
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      <itunes:summary>Peter runs through the five main stages of retirement, from pre-planning to fulfillment.</itunes:summary>
      <itunes:subtitle>Peter runs through the five main stages of retirement, from pre-planning to fulfillment.</itunes:subtitle>
    </item>
    <item>
      <title>Episode 53: 53. The Bucket Approach</title>
      <itunes:title>53. The Bucket Approach</itunes:title>
      <itunes:episode>53</itunes:episode>
      <itunes:season>1</itunes:season>
      <itunes:episodeType>full</itunes:episodeType>
      <description>
        <![CDATA[<p>Having enough money in retirement is always a challenge.  In this episode, Peter discusses a method of saving money for future events and emergencies.</p>]]>
      </description>
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      <pubDate>Wed, 23 Aug 2023 07:46:48 +0000</pubDate>
      <dcterms:modified>2023-08-23</dcterms:modified>
      <dcterms:created>2023-08-23</dcterms:created>
      <link>https://www.podomatic.com/podcasts/peter12919/episodes/2023-08-23T00_46_48-07_00</link>
      <dc:creator>Peter Graham</dc:creator>
      <itunes:keywords>#retirement,#petergraham,#retiring,#over60,#bucket,#thebucketapproach</itunes:keywords>
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      <itunes:duration>1167</itunes:duration>
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      <itunes:summary>Having enough money in retirement is always a challenge.&amp;nbsp; In this episode, Peter discusses a method of saving money for future events and emergencies.</itunes:summary>
      <itunes:subtitle>Having enough money in retirement is always a challenge.&amp;nbsp; In this episode, Peter discusses a...</itunes:subtitle>
    </item>
    <item>
      <title>Episode 52: 52. Ageing In Place</title>
      <itunes:title>52. Ageing In Place</itunes:title>
      <itunes:episode>52</itunes:episode>
      <itunes:season>1</itunes:season>
      <itunes:episodeType>full</itunes:episodeType>
      <description>
        <![CDATA[<p>Many retirees will come to the very difficult decision point of "Do I stay in my home, do I downsize or move to a retirement village, or do I move into a facility with different levels of care?".  Peter and Neil discuss the options, and some of the important considerations along the way.</p>]]>
      </description>
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      <pubDate>Fri, 18 Aug 2023 06:26:05 +0000</pubDate>
      <dcterms:modified>2023-08-18</dcterms:modified>
      <dcterms:created>2023-08-18</dcterms:created>
      <link>https://www.podomatic.com/podcasts/peter12919/episodes/2023-08-17T23_26_05-07_00</link>
      <dc:creator>Peter Graham</dc:creator>
      <itunes:keywords>#retirement,#petergraham,#retiring,#over60,#housing,#ageinginplace</itunes:keywords>
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      <itunes:duration>1156</itunes:duration>
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      <itunes:summary>Many retirees will come to the very difficult decision point of &quot;Do I stay in my home, do I downsize or move to a retirement village, or do I move into a facility with different levels of care?&quot;.&amp;nbsp; Peter and Neil discuss the options, and some of the important considerations along the way.</itunes:summary>
      <itunes:subtitle>Many retirees will come to the very difficult decision point of &quot;Do I stay in my home, do I downs...</itunes:subtitle>
    </item>
    <item>
      <title>Episode 51: 51. Cheaper Isn't Always Better</title>
      <itunes:title>51. Cheaper Isn't Always Better</itunes:title>
      <itunes:episode>51</itunes:episode>
      <itunes:season>1</itunes:season>
      <itunes:episodeType>full</itunes:episodeType>
      <description>
        <![CDATA[<p>Sometimes getting a bargain can be a good thing - but sometimes it isn't !  Peter outlines a few circumstances in retirement where cheaper may not be better ...</p>]]>
      </description>
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      <comments>https://www.podomatic.com/podcasts/peter12919/episodes/2023-08-01T23_18_04-07_00</comments>
      <pubDate>Wed, 02 Aug 2023 06:18:04 +0000</pubDate>
      <dcterms:modified>2023-08-02</dcterms:modified>
      <dcterms:created>2023-08-02</dcterms:created>
      <link>https://www.podomatic.com/podcasts/peter12919/episodes/2023-08-01T23_18_04-07_00</link>
      <dc:creator>Peter Graham</dc:creator>
      <itunes:keywords>#retirement,#petergraham,#retiring,#over60,#comparisons</itunes:keywords>
      <enclosure url="https://peter12919.podomatic.com/enclosure/2023-08-01T23_18_04-07_00.mp3?_=1690957157.16703614" length="14631371" type="audio/mpeg"/>
      <itunes:duration>1219</itunes:duration>
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      <itunes:summary>Sometimes getting a bargain can be a good thing - but sometimes it isn't !&amp;nbsp; Peter outlines a few circumstances in retirement where cheaper may not be better ...</itunes:summary>
      <itunes:subtitle>Sometimes getting a bargain can be a good thing - but sometimes it isn't !&amp;nbsp; Peter outlines a...</itunes:subtitle>
    </item>
    <item>
      <title>Episode 50: 50. How Will You Fund Your Retirement?</title>
      <itunes:title>50. How Will You Fund Your Retirement?</itunes:title>
      <itunes:episode>50</itunes:episode>
      <itunes:season>1</itunes:season>
      <itunes:episodeType>full</itunes:episodeType>
      <description>
        <![CDATA[<p>Peter discusses some of the better ways to fund your retirement, as well as exploring some of the ways to avoid.</p>]]>
      </description>
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      <comments>https://www.podomatic.com/podcasts/peter12919/episodes/2023-07-22T22_56_33-07_00</comments>
      <pubDate>Sun, 23 Jul 2023 05:56:33 +0000</pubDate>
      <dcterms:modified>2023-07-23</dcterms:modified>
      <dcterms:created>2023-07-23</dcterms:created>
      <link>https://www.podomatic.com/podcasts/peter12919/episodes/2023-07-22T22_56_33-07_00</link>
      <dc:creator>Peter Graham</dc:creator>
      <itunes:keywords>#retirement,#petergraham,#retiring,#over60,#funding,#saving</itunes:keywords>
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      <itunes:duration>1102</itunes:duration>
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      <itunes:summary>Peter discusses some of the better ways to fund your retirement, as well as exploring some of the ways to avoid.</itunes:summary>
      <itunes:subtitle>Peter discusses some of the better ways to fund your retirement, as well as exploring some of the...</itunes:subtitle>
    </item>
    <item>
      <title>Episode 49: 49.  Insurance</title>
      <itunes:title>49.  Insurance</itunes:title>
      <itunes:episode>49</itunes:episode>
      <itunes:season>1</itunes:season>
      <itunes:episodeType>full</itunes:episodeType>
      <description>
        <![CDATA[<p>Peter and Neil discuss some of the more relevant types of insurance that retirees consider, and give a few tips to help when considering different insurance policies.</p>]]>
      </description>
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      <comments>https://www.podomatic.com/podcasts/peter12919/episodes/2023-07-16T19_27_42-07_00</comments>
      <pubDate>Mon, 17 Jul 2023 02:27:42 +0000</pubDate>
      <dcterms:modified>2023-07-17</dcterms:modified>
      <dcterms:created>2023-07-17</dcterms:created>
      <link>https://www.podomatic.com/podcasts/peter12919/episodes/2023-07-16T19_27_42-07_00</link>
      <dc:creator>Peter Graham</dc:creator>
      <itunes:keywords>#retirement,#petergraham,#retiring,#over60,#insurance</itunes:keywords>
      <enclosure url="https://peter12919.podomatic.com/enclosure/2023-07-16T19_27_42-07_00.mp3?_=1689560934.16682890" length="13672764" type="audio/mpeg"/>
      <itunes:duration>1139</itunes:duration>
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      <itunes:summary>Peter and Neil discuss some of the more relevant types of insurance that retirees consider, and give a few tips to help when considering different insurance policies.</itunes:summary>
      <itunes:subtitle>Peter and Neil discuss some of the more relevant types of insurance that retirees consider, and g...</itunes:subtitle>
    </item>
    <item>
      <title>Episode 48: 48. Fitter, Faster, Stronger</title>
      <itunes:title>48. Fitter, Faster, Stronger</itunes:title>
      <itunes:episode>48</itunes:episode>
      <itunes:season>1</itunes:season>
      <itunes:episodeType>full</itunes:episodeType>
      <description>
        <![CDATA[<p>"Fitter, Faster, Stronger" seems a good motto for younger active people - but how can this be applied to retirement ?  Peter and Neil discuss.</p>]]>
      </description>
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      <comments>https://www.podomatic.com/podcasts/peter12919/episodes/2023-07-04T00_38_15-07_00</comments>
      <pubDate>Tue, 04 Jul 2023 07:38:15 +0000</pubDate>
      <dcterms:modified>2023-07-04</dcterms:modified>
      <dcterms:created>2023-07-04</dcterms:created>
      <link>https://www.podomatic.com/podcasts/peter12919/episodes/2023-07-04T00_38_15-07_00</link>
      <dc:creator>Peter Graham</dc:creator>
      <itunes:keywords>#retirement,#petergraham,#retiring,#over60,#fitter,#faster,#stronger</itunes:keywords>
      <enclosure url="https://peter12919.podomatic.com/enclosure/2023-07-04T00_38_15-07_00.mp3?_=1688456366.16668073" length="14235141" type="audio/mpeg"/>
      <itunes:duration>1186</itunes:duration>
      <itunes:image href="https://assets.podomatic.net/ts/35/1a/5a/peter12919/1400x1400_16666896.jpg"/>
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      <itunes:summary>&quot;Fitter, Faster, Stronger&quot; seems a good motto for younger active people - but how can this be applied to retirement ?&amp;nbsp; Peter and Neil discuss.</itunes:summary>
      <itunes:subtitle>&quot;Fitter, Faster, Stronger&quot; seems a good motto for younger active people - but how can this be app...</itunes:subtitle>
    </item>
    <item>
      <title>Episode 47: 47.  Foods That Make You Hungrier</title>
      <itunes:title>47.  Foods That Make You Hungrier</itunes:title>
      <itunes:episode>47</itunes:episode>
      <itunes:season>1</itunes:season>
      <itunes:episodeType>full</itunes:episodeType>
      <description>
        <![CDATA[<p>Diet is important in all phases of life, and retirement is no exception !  Peter talks about some foods that you think might be helping you, but maybe they're not ...</p>]]>
      </description>
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      <comments>https://www.podomatic.com/podcasts/peter12919/episodes/2023-07-03T02_28_30-07_00</comments>
      <pubDate>Mon, 03 Jul 2023 09:28:30 +0000</pubDate>
      <dcterms:modified>2023-07-03</dcterms:modified>
      <dcterms:created>2023-07-03</dcterms:created>
      <link>https://www.podomatic.com/podcasts/peter12919/episodes/2023-07-03T02_28_30-07_00</link>
      <dc:creator>Peter Graham</dc:creator>
      <itunes:keywords>#retirement,#petergraham,#retiring,#over60,#sugar,#food</itunes:keywords>
      <enclosure url="https://peter12919.podomatic.com/enclosure/2023-07-03T02_28_30-07_00.mp3?_=1688376579.16666916" length="13673410" type="audio/mpeg"/>
      <itunes:duration>1139</itunes:duration>
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      <itunes:summary>Diet is important in all phases of life, and retirement is no exception !&amp;nbsp; Peter talks about some foods that you think might be helping you, but maybe they're not ...</itunes:summary>
      <itunes:subtitle>Diet is important in all phases of life, and retirement is no exception !&amp;nbsp; Peter talks about...</itunes:subtitle>
    </item>
    <item>
      <title>Episode 46: 46. Walking</title>
      <itunes:title>46. Walking</itunes:title>
      <itunes:episode>46</itunes:episode>
      <itunes:season>1</itunes:season>
      <itunes:episodeType>full</itunes:episodeType>
      <description>
        <![CDATA[<p>Peter and Neil extol the virtues of walking, and Peter also gives us some interesting walking facts.</p>]]>
      </description>
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      <comments>https://www.podomatic.com/podcasts/peter12919/episodes/2023-06-13T23_55_43-07_00</comments>
      <pubDate>Wed, 14 Jun 2023 06:55:43 +0000</pubDate>
      <dcterms:modified>2023-06-14</dcterms:modified>
      <dcterms:created>2023-06-14</dcterms:created>
      <link>https://www.podomatic.com/podcasts/peter12919/episodes/2023-06-13T23_55_43-07_00</link>
      <dc:creator>Peter Graham</dc:creator>
      <itunes:keywords>#retirement,#petergraham,#retiring,#over60,#walking,#exercise</itunes:keywords>
      <enclosure url="https://peter12919.podomatic.com/enclosure/2023-06-13T23_55_43-07_00.mp3?_=1686726311.16643958" length="14501888" type="audio/mpeg"/>
      <itunes:duration>1208</itunes:duration>
      <itunes:image href="https://assets.podomatic.net/ts/35/1a/5a/peter12919/1400x1400_16643869.jpg"/>
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      <itunes:summary>Peter and Neil extol the virtues of walking, and Peter also gives us some interesting walking facts.</itunes:summary>
      <itunes:subtitle>Peter and Neil extol the virtues of walking, and Peter also gives us some interesting walking facts.</itunes:subtitle>
    </item>
    <item>
      <title>Episode 45: 45. Things Not To Do In Retirement</title>
      <itunes:title>45. Things Not To Do In Retirement</itunes:title>
      <itunes:episode>45</itunes:episode>
      <itunes:season>1</itunes:season>
      <itunes:episodeType>full</itunes:episodeType>
      <description>
        <![CDATA[<p>We talk about different things you can and should do in retirement - but what about a few things that you shouldn't do ?  Peter has a list ...</p>]]>
      </description>
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      <comments>https://www.podomatic.com/podcasts/peter12919/episodes/2023-06-13T23_47_09-07_00</comments>
      <pubDate>Wed, 14 Jun 2023 06:47:09 +0000</pubDate>
      <dcterms:modified>2023-06-14</dcterms:modified>
      <dcterms:created>2023-06-14</dcterms:created>
      <link>https://www.podomatic.com/podcasts/peter12919/episodes/2023-06-13T23_47_09-07_00</link>
      <dc:creator>Peter Graham</dc:creator>
      <itunes:keywords>#retirement,#petergraham,#retiring,#over60,#thingsnottodo</itunes:keywords>
      <enclosure url="https://peter12919.podomatic.com/enclosure/2023-06-13T23_47_09-07_00.mp3?_=1686725288.16643918" length="14168380" type="audio/mpeg"/>
      <itunes:duration>1180</itunes:duration>
      <itunes:image href="https://assets.podomatic.net/ts/35/1a/5a/peter12919/1400x1400_16643879.jpg"/>
      <itunes:explicit>false</itunes:explicit>
      <itunes:summary>We talk about different things you can and should do in retirement - but what about a few things that you shouldn't do ?&amp;nbsp; Peter has a list ...</itunes:summary>
      <itunes:subtitle>We talk about different things you can and should do in retirement - but what about a few things ...</itunes:subtitle>
    </item>
    <item>
      <title>Episode 44: 44. General Health Discussion</title>
      <itunes:title>44. General Health Discussion</itunes:title>
      <itunes:episode>44</itunes:episode>
      <itunes:season>1</itunes:season>
      <itunes:episodeType>full</itunes:episodeType>
      <description>
        <![CDATA[<p>There are so many health-related things to think about in retirement.  Peter and Neil discuss some important things to think about, such as sleep, regular health checks, exercise, the importance of mental health, and how standing on one leg may help you ! </p>]]>
      </description>
      <guid isPermaLink="true">https://www.podomatic.com/podcasts/peter12919/episodes/2023-05-08T02_20_50-07_00</guid>
      <comments>https://www.podomatic.com/podcasts/peter12919/episodes/2023-05-08T02_20_50-07_00</comments>
      <pubDate>Mon, 08 May 2023 09:20:50 +0000</pubDate>
      <dcterms:modified>2023-05-08</dcterms:modified>
      <dcterms:created>2023-05-08</dcterms:created>
      <link>https://www.podomatic.com/podcasts/peter12919/episodes/2023-05-08T02_20_50-07_00</link>
      <dc:creator>Peter Graham</dc:creator>
      <itunes:keywords>#retirement,#petergraham,#retiring,#over60,#preparing,#health</itunes:keywords>
      <enclosure url="https://peter12919.podomatic.com/enclosure/2023-05-08T02_20_50-07_00.mp3?_=1683537694.16592832" length="12740522" type="audio/mpeg"/>
      <itunes:duration>1061</itunes:duration>
      <itunes:image href="https://assets.podomatic.net/ts/35/1a/5a/peter12919/1400x1400_16592818.jpg"/>
      <itunes:explicit>false</itunes:explicit>
      <itunes:summary>There are so many health-related things to think about in retirement.&amp;nbsp; Peter and Neil discuss some important things to think about, such as sleep, regular health checks, exercise, the importance of mental health, and how standing on one leg may help you !&amp;nbsp;</itunes:summary>
      <itunes:subtitle>There are so many health-related things to think about in retirement.&amp;nbsp; Peter and Neil discus...</itunes:subtitle>
    </item>
    <item>
      <title>Episode 42: 42. How Do People Prepare For Retirement?</title>
      <itunes:title>42. How Do People Prepare For Retirement?</itunes:title>
      <itunes:episode>42</itunes:episode>
      <itunes:season>1</itunes:season>
      <itunes:episodeType>full</itunes:episodeType>
      <description>
        <![CDATA[<p>There is no one way to do retirement, it will be different for each person, depending on a lot of factors - but there are many things that you can start considering well before you retire...</p>]]>
      </description>
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      <comments>https://www.podomatic.com/podcasts/peter12919/episodes/2023-04-28T19_32_08-07_00</comments>
      <pubDate>Sat, 29 Apr 2023 02:32:08 +0000</pubDate>
      <dcterms:modified>2023-04-29</dcterms:modified>
      <dcterms:created>2023-04-29</dcterms:created>
      <link>https://www.podomatic.com/podcasts/peter12919/episodes/2023-04-28T19_32_08-07_00</link>
      <dc:creator>Peter Graham</dc:creator>
      <itunes:keywords>#retirement,#petergraham,#retiring,#over60,#planning,#preparing</itunes:keywords>
      <enclosure url="https://peter12919.podomatic.com/enclosure/2023-04-28T19_32_08-07_00.mp3?_=1682735572.16580398" length="12770623" type="audio/mpeg"/>
      <itunes:duration>1064</itunes:duration>
      <itunes:image href="https://assets.podomatic.net/ts/35/1a/5a/peter12919/1400x1400_16580394.jpg"/>
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      <itunes:summary>There is no one way to do retirement, it will be different for each person, depending on a lot of factors - but there are many things that you can start considering well before you retire...</itunes:summary>
      <itunes:subtitle>There is no one way to do retirement, it will be different for each person, depending on a lot of...</itunes:subtitle>
    </item>
    <item>
      <title>Episode 41: 41. What Is Retirement?</title>
      <itunes:title>41. What Is Retirement?</itunes:title>
      <itunes:episode>41</itunes:episode>
      <itunes:season>1</itunes:season>
      <itunes:episodeType>full</itunes:episodeType>
      <description>
        <![CDATA[<p>When did the concept of retirement come about?  What do different countries do for retirees?  How has it changed over the years?  Peter has some interesting answers !</p>]]>
      </description>
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      <pubDate>Sat, 29 Apr 2023 02:25:00 +0000</pubDate>
      <dcterms:modified>2023-04-29</dcterms:modified>
      <dcterms:created>2023-04-29</dcterms:created>
      <link>https://www.podomatic.com/podcasts/peter12919/episodes/2023-04-28T19_25_00-07_00</link>
      <dc:creator>Peter Graham</dc:creator>
      <itunes:keywords>#retirement,#petergraham,#retiring,#over60,#whatisretirement</itunes:keywords>
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      <itunes:duration>1148</itunes:duration>
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      <itunes:summary>When did the concept of retirement come about?&amp;nbsp; What do different countries do for retirees?&amp;nbsp; How has it changed over the years?&amp;nbsp; Peter has some interesting answers !</itunes:summary>
      <itunes:subtitle>When did the concept of retirement come about?&amp;nbsp; What do different countries do for retirees?...</itunes:subtitle>
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    <item>
      <title>Episode 40: 40. How We Can Change Habits</title>
      <itunes:title>40. How We Can Change Habits</itunes:title>
      <itunes:episode>40</itunes:episode>
      <itunes:season>1</itunes:season>
      <itunes:episodeType>full</itunes:episodeType>
      <description>
        <![CDATA[<p>Change is difficult for many of us - and changing a habit can be even more difficult in retirement if you've been doing it your whole life !  Peter and Neil discuss how to approach changing a habit that you've decided you want to change, and how the acronym SMART can be of assistance ...</p>]]>
      </description>
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      <pubDate>Thu, 23 Mar 2023 00:45:51 +0000</pubDate>
      <dcterms:modified>2023-03-23</dcterms:modified>
      <dcterms:created>2023-03-23</dcterms:created>
      <link>https://www.podomatic.com/podcasts/peter12919/episodes/2023-03-22T17_45_51-07_00</link>
      <dc:creator>Peter Graham</dc:creator>
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      <itunes:duration>1279</itunes:duration>
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      <itunes:summary>Change is difficult for many of us - and changing a habit can be even more difficult in retirement if you've been doing it your whole life !&amp;nbsp; Peter and Neil discuss how to approach changing a habit that you've decided you want to change, and how the acronym SMART can be of assistance ...</itunes:summary>
      <itunes:subtitle>Change is difficult for many of us - and changing a habit can be even more difficult in retiremen...</itunes:subtitle>
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    <item>
      <title>Episode 39: 39. Avoiding Common Financial Mistakes</title>
      <itunes:title>39. Avoiding Common Financial Mistakes</itunes:title>
      <itunes:episode>39</itunes:episode>
      <itunes:season>1</itunes:season>
      <itunes:episodeType>full</itunes:episodeType>
      <description>
        <![CDATA[<p>We've all made some financial mistakes in our lives, but in retirement, they can have even more dire consequences.  Peter and Neil discuss a few common ones to avoid if you can.</p>]]>
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      <pubDate>Thu, 16 Mar 2023 05:56:31 +0000</pubDate>
      <dcterms:modified>2023-03-16</dcterms:modified>
      <dcterms:created>2023-03-16</dcterms:created>
      <link>https://www.podomatic.com/podcasts/peter12919/episodes/2023-03-15T22_56_31-07_00</link>
      <dc:creator>Peter Graham</dc:creator>
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      <itunes:duration>1166</itunes:duration>
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      <itunes:summary>We've all made some financial mistakes in our lives, but in retirement, they can have even more dire consequences.&amp;nbsp; Peter and Neil discuss a few common ones to avoid if you can.</itunes:summary>
      <itunes:subtitle>We've all made some financial mistakes in our lives, but in retirement, they can have even more d...</itunes:subtitle>
    </item>
    <item>
      <title>Episode 38: 38. The Five Hour Rule</title>
      <itunes:title>38. The Five Hour Rule</itunes:title>
      <itunes:episode>38</itunes:episode>
      <itunes:season>1</itunes:season>
      <itunes:episodeType>full</itunes:episodeType>
      <description>
        <![CDATA[<p>Peter and Neil discuss setting aside 5 hours a week for an important activity ...</p>]]>
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      <pubDate>Thu, 09 Mar 2023 05:48:34 +0000</pubDate>
      <dcterms:modified>2023-03-09</dcterms:modified>
      <dcterms:created>2023-03-09</dcterms:created>
      <link>https://www.podomatic.com/podcasts/peter12919/episodes/2023-03-08T21_48_34-08_00</link>
      <dc:creator>Peter Graham</dc:creator>
      <itunes:keywords>#retirement,#petergraham,#retiring,#over60,#ideas,#thinking,#learning,#selfdevelopment</itunes:keywords>
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      <itunes:duration>1235</itunes:duration>
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      <itunes:summary>Peter and Neil discuss setting aside 5 hours a week for an important activity ...</itunes:summary>
      <itunes:subtitle>Peter and Neil discuss setting aside 5 hours a week for an important activity ...</itunes:subtitle>
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    <item>
      <title>Episode 37: 37. What Can You Do In Retirement?</title>
      <itunes:title>37. What Can You Do In Retirement?</itunes:title>
      <itunes:episode>37</itunes:episode>
      <itunes:season>1</itunes:season>
      <itunes:episodeType>full</itunes:episodeType>
      <description>
        <![CDATA[<p>"When I retire, I'm going to do absolutely nothing", is a common response to this question - but in reality, there are many things you will do, and so many other possibilities !  Peter and Neil discuss a few ...</p>]]>
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      <pubDate>Sun, 05 Mar 2023 05:22:49 +0000</pubDate>
      <dcterms:modified>2023-03-05</dcterms:modified>
      <dcterms:created>2023-03-05</dcterms:created>
      <link>https://www.podomatic.com/podcasts/peter12919/episodes/2023-03-04T21_22_49-08_00</link>
      <dc:creator>Peter Graham</dc:creator>
      <itunes:keywords>#retirement,#petergraham,#retiring,#over60,#whattodo,#activities,#ideas</itunes:keywords>
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      <itunes:duration>1242</itunes:duration>
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      <itunes:summary>&quot;When I retire, I'm going to do absolutely nothing&quot;, is a common response to this question - but in reality, there are many things you will do, and so many other possibilities !&amp;nbsp; Peter and Neil discuss a few ...</itunes:summary>
      <itunes:subtitle>&quot;When I retire, I'm going to do absolutely nothing&quot;, is a common response to this question - but ...</itunes:subtitle>
    </item>
    <item>
      <title>Episode 36: 36.  Bad Habits You Should Think About Quitting</title>
      <itunes:title>36.  Bad Habits You Should Think About Quitting</itunes:title>
      <itunes:episode>36</itunes:episode>
      <itunes:season>1</itunes:season>
      <itunes:episodeType>full</itunes:episodeType>
      <description>
        <![CDATA[<p>We all have some bad habits in our lives.  In this episode, Peter looks at some of the things we do regularly that might be considered bad habits; ones which are not helpful in large quantities, especially in retirement.</p>]]>
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      <pubDate>Tue, 28 Feb 2023 06:43:21 +0000</pubDate>
      <dcterms:modified>2023-02-28</dcterms:modified>
      <dcterms:created>2023-02-28</dcterms:created>
      <link>https://www.podomatic.com/podcasts/peter12919/episodes/2023-02-27T22_43_21-08_00</link>
      <dc:creator>Peter Graham</dc:creator>
      <itunes:keywords>#retirement,#petergraham,#retiring,#over60,#habits,#badhabits</itunes:keywords>
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      <itunes:duration>1185</itunes:duration>
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      <itunes:summary>We all have some bad habits in our lives.&amp;nbsp; In this episode, Peter looks at some of the things we do regularly that might be considered bad habits; ones which are not helpful in large quantities, especially in retirement.</itunes:summary>
      <itunes:subtitle>We all have some bad habits in our lives.&amp;nbsp; In this episode, Peter looks at some of the thing...</itunes:subtitle>
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    <item>
      <title>Episode 35: 35.  Five Foods That May Help Us As We Age</title>
      <itunes:title>35.  Five Foods That May Help Us As We Age</itunes:title>
      <itunes:episode>35</itunes:episode>
      <itunes:season>1</itunes:season>
      <itunes:episodeType>full</itunes:episodeType>
      <description>
        <![CDATA[<p>Peter discusses 5 different foods that may help or slow the ageing process.  </p>]]>
      </description>
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      <pubDate>Tue, 21 Feb 2023 03:09:34 +0000</pubDate>
      <dcterms:modified>2023-02-21</dcterms:modified>
      <dcterms:created>2023-02-21</dcterms:created>
      <link>https://www.podomatic.com/podcasts/peter12919/episodes/2023-02-20T19_09_34-08_00</link>
      <dc:creator>Peter Graham</dc:creator>
      <itunes:keywords>#retirement,#petergraham,#retiring,#over60,#food,#anti-ageing</itunes:keywords>
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      <itunes:duration>1079</itunes:duration>
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      <itunes:summary>Peter discusses 5 different foods that may help or slow the ageing process. &amp;nbsp;</itunes:summary>
      <itunes:subtitle>Peter discusses 5 different foods that may help or slow the ageing process. &amp;nbsp;</itunes:subtitle>
    </item>
    <item>
      <title>Episode 34: 34. Reclaim Your Mornings</title>
      <itunes:title>34. Reclaim Your Mornings</itunes:title>
      <itunes:episode>34</itunes:episode>
      <itunes:season>1</itunes:season>
      <itunes:episodeType>full</itunes:episodeType>
      <description>
        <![CDATA[<p>Peter goes through some simple things you can do to start your day the right way.</p>]]>
      </description>
      <guid isPermaLink="true">https://www.podomatic.com/podcasts/peter12919/episodes/2023-02-09T22_22_38-08_00</guid>
      <comments>https://www.podomatic.com/podcasts/peter12919/episodes/2023-02-09T22_22_38-08_00</comments>
      <pubDate>Fri, 10 Feb 2023 06:22:38 +0000</pubDate>
      <dcterms:modified>2023-02-10</dcterms:modified>
      <dcterms:created>2023-02-10</dcterms:created>
      <link>https://www.podomatic.com/podcasts/peter12919/episodes/2023-02-09T22_22_38-08_00</link>
      <dc:creator>Peter Graham</dc:creator>
      <itunes:keywords>#retirement,#petergraham,#retiring,#over60,#mornings,#habits,#rituals</itunes:keywords>
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      <itunes:duration>1105</itunes:duration>
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      <itunes:summary>Peter goes through some simple things you can do to start your day the right way.</itunes:summary>
      <itunes:subtitle>Peter goes through some simple things you can do to start your day the right way.</itunes:subtitle>
    </item>
    <item>
      <title>Episode 33: 33. Preparation</title>
      <itunes:title>33. Preparation</itunes:title>
      <itunes:episode>33</itunes:episode>
      <itunes:season>1</itunes:season>
      <itunes:episodeType>full</itunes:episodeType>
      <description>
        <![CDATA[<p>Preparation is important with a lot of things in life, and retirement is no different.  In this episode, Peter and Neil discuss how you can prepare for retirement, and a give you a few ideas to get started ...</p>]]>
      </description>
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      <pubDate>Sun, 29 Jan 2023 01:58:37 +0000</pubDate>
      <dcterms:modified>2023-01-29</dcterms:modified>
      <dcterms:created>2023-01-29</dcterms:created>
      <link>https://www.podomatic.com/podcasts/peter12919/episodes/2023-01-28T17_58_37-08_00</link>
      <dc:creator>Peter Graham</dc:creator>
      <itunes:keywords>#retirement,#petergraham,#retiring,#over60,#preparing</itunes:keywords>
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      <itunes:duration>1307</itunes:duration>
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      <itunes:summary>Preparation is important with a lot of things in life, and retirement is no different.&amp;nbsp; In this episode, Peter and Neil discuss how you can prepare for retirement, and a give you a few ideas to get started ...</itunes:summary>
      <itunes:subtitle>Preparation is important with a lot of things in life, and retirement is no different.&amp;nbsp; In t...</itunes:subtitle>
    </item>
    <item>
      <title>Episode 32: 32. Creating Memories</title>
      <itunes:title>32. Creating Memories</itunes:title>
      <itunes:episode>32</itunes:episode>
      <itunes:season>1</itunes:season>
      <itunes:episodeType>full</itunes:episodeType>
      <description>
        <![CDATA[<p>How would you like your family and friends to remember you?  Peter and Neil discuss some things you can do now to leave positive memories for other people, long after you've gone.</p>]]>
      </description>
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      <pubDate>Fri, 27 Jan 2023 10:54:07 +0000</pubDate>
      <dcterms:modified>2023-01-27</dcterms:modified>
      <dcterms:created>2023-01-27</dcterms:created>
      <link>https://www.podomatic.com/podcasts/peter12919/episodes/2023-01-27T02_54_07-08_00</link>
      <dc:creator>Peter Graham</dc:creator>
      <itunes:keywords>#retirement,#petergraham,#retiring,#over60,#creatingmemories,#legacy</itunes:keywords>
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      <itunes:duration>1180</itunes:duration>
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      <itunes:summary>How would you like your family and friends to remember you?&amp;nbsp; Peter and Neil discuss some things you can do now to leave positive memories for other people, long after you've gone.</itunes:summary>
      <itunes:subtitle>How would you like your family and friends to remember you?&amp;nbsp; Peter and Neil discuss some thi...</itunes:subtitle>
    </item>
    <item>
      <title>Episode 31: 31.  What Were They Thinking?</title>
      <itunes:title>31.  What Were They Thinking?</itunes:title>
      <itunes:episode>31</itunes:episode>
      <itunes:season>1</itunes:season>
      <itunes:episodeType>full</itunes:episodeType>
      <description>
        <![CDATA[<p>Peter and Neil examine some famous "near misses", and look to apply similar thinking to retirement ...</p>]]>
      </description>
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      <pubDate>Fri, 27 Jan 2023 10:51:32 +0000</pubDate>
      <dcterms:modified>2023-01-27</dcterms:modified>
      <dcterms:created>2023-01-27</dcterms:created>
      <link>https://www.podomatic.com/podcasts/peter12919/episodes/2023-01-27T02_51_32-08_00</link>
      <dc:creator>Peter Graham</dc:creator>
      <itunes:keywords>#retirement,#petergraham,#retiring,#over60,#whatweretheythinking</itunes:keywords>
      <enclosure url="https://peter12919.podomatic.com/enclosure/2023-01-27T02_51_32-08_00.mp3?_=1674816737.16454257" length="13418415" type="audio/mpeg"/>
      <itunes:duration>1118</itunes:duration>
      <itunes:image href="https://assets.podomatic.net/ts/35/1a/5a/peter12919/1400x1400_16454235.jpg"/>
      <itunes:explicit>false</itunes:explicit>
      <itunes:summary>Peter and Neil examine some famous &quot;near misses&quot;, and look to apply similar thinking to retirement ...</itunes:summary>
      <itunes:subtitle>Peter and Neil examine some famous &quot;near misses&quot;, and look to apply similar thinking to retiremen...</itunes:subtitle>
    </item>
    <item>
      <title>Episode 30: 30.  Twenty Tips For A Happy Retirement</title>
      <itunes:title>30.  Twenty Tips For A Happy Retirement</itunes:title>
      <itunes:episode>30</itunes:episode>
      <itunes:season>1</itunes:season>
      <itunes:episodeType>full</itunes:episodeType>
      <description>
        <![CDATA[<p>Peter and Neil attempt to give you twenty helpful retirement tips in 20 minutes !</p>]]>
      </description>
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      <pubDate>Tue, 17 Jan 2023 21:04:01 +0000</pubDate>
      <dcterms:modified>2023-01-17</dcterms:modified>
      <dcterms:created>2023-01-17</dcterms:created>
      <link>https://www.podomatic.com/podcasts/peter12919/episodes/2023-01-17T13_04_01-08_00</link>
      <dc:creator>Peter Graham</dc:creator>
      <itunes:keywords>#retirement,#petergraham,#retiring,#over60,#20tips</itunes:keywords>
      <enclosure url="https://peter12919.podomatic.com/enclosure/2023-01-17T13_04_01-08_00.mp3?_=1673989486.16441474" length="13268913" type="audio/mpeg"/>
      <itunes:duration>1105</itunes:duration>
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      <itunes:summary>Peter and Neil attempt to give you twenty helpful retirement tips in 20 minutes !</itunes:summary>
      <itunes:subtitle>Peter and Neil attempt to give you twenty helpful retirement tips in 20 minutes !</itunes:subtitle>
    </item>
    <item>
      <title>Episode 29: 29. The Final Letters</title>
      <itunes:title>29. The Final Letters</itunes:title>
      <itunes:episode>29</itunes:episode>
      <itunes:season>1</itunes:season>
      <itunes:episodeType>full</itunes:episodeType>
      <description>
        <![CDATA[<p>We will all die some day - but wouldn't it be nice to write some personal letters to loved ones to tell them how we felt about them during our lives?  Peter and Neil discuss the types of things we could say, as well another more practical letter to help those we leave behind, especially executors and loved ones.</p>]]>
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      <pubDate>Wed, 28 Dec 2022 08:10:29 +0000</pubDate>
      <dcterms:modified>2022-12-28</dcterms:modified>
      <dcterms:created>2022-12-28</dcterms:created>
      <link>https://www.podomatic.com/podcasts/peter12919/episodes/2022-12-28T00_10_29-08_00</link>
      <dc:creator>Peter Graham</dc:creator>
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      <itunes:summary>We will all die some day - but wouldn't it be nice to write some personal letters to loved ones to tell them how we felt about them during our lives?&amp;nbsp; Peter and Neil discuss the types of things we could say, as well another more practical letter to help those we leave behind, especially executors and loved ones.</itunes:summary>
      <itunes:subtitle>We will all die some day - but wouldn't it be nice to write some personal letters to loved ones t...</itunes:subtitle>
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    <item>
      <title>Episode 28: 28. Partner Meetings</title>
      <itunes:title>28. Partner Meetings</itunes:title>
      <itunes:episode>28</itunes:episode>
      <itunes:season>1</itunes:season>
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      <description>
        <![CDATA[<p>Spending quality one-on-one time with your partner/spouse is important to do on a regular basis.  Peter and Neil discuss some ways to ensure you both get the most out of these occasions.</p>]]>
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      <pubDate>Wed, 28 Dec 2022 06:15:43 +0000</pubDate>
      <dcterms:modified>2022-12-28</dcterms:modified>
      <dcterms:created>2022-12-28</dcterms:created>
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      <dc:creator>Peter Graham</dc:creator>
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      <itunes:summary>Spending quality one-on-one time with your partner/spouse is important to do on a regular basis.&amp;nbsp; Peter and Neil discuss some ways to ensure you both get the most out of these occasions.</itunes:summary>
      <itunes:subtitle>Spending quality one-on-one time with your partner/spouse is important to do on a regular basis.&amp;...</itunes:subtitle>
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    <item>
      <title>Episode 27: 27. How Long Do I Want To Live For?</title>
      <itunes:title>27. How Long Do I Want To Live For?</itunes:title>
      <itunes:episode>27</itunes:episode>
      <itunes:season>1</itunes:season>
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      <description>
        <![CDATA[<p>When it comes to the question of what age you'd like to live to, some people have a number in mind, some people don't.  If you do, Peter and Neil discuss some things that you can do to help prepare you for that goal.</p>]]>
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      <pubDate>Mon, 19 Dec 2022 04:22:30 +0000</pubDate>
      <dcterms:modified>2022-12-19</dcterms:modified>
      <dcterms:created>2022-12-19</dcterms:created>
      <link>https://www.podomatic.com/podcasts/peter12919/episodes/2022-12-18T20_22_30-08_00</link>
      <dc:creator>Peter Graham</dc:creator>
      <itunes:keywords>#retirement,#petergraham,#retiring,#over60,#howold</itunes:keywords>
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      <itunes:summary>When it comes to the question of what age you'd like to live to, some people have a number in mind, some people don't.&amp;nbsp; If you do, Peter and Neil discuss some things that you can do to help prepare you for that goal.</itunes:summary>
      <itunes:subtitle>When it comes to the question of what age you'd like to live to, some people have a number in min...</itunes:subtitle>
    </item>
    <item>
      <title>Episode 26: 26. Choices That Can Keep Us Poor</title>
      <itunes:title>26. Choices That Can Keep Us Poor</itunes:title>
      <itunes:episode>26</itunes:episode>
      <itunes:season>1</itunes:season>
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      <description>
        <![CDATA[<p>We can all make poor financial decisions at any stage in life, but when retirement funds are limited, there are certain things that can be avoided ...</p>]]>
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      <pubDate>Sun, 18 Dec 2022 02:20:16 +0000</pubDate>
      <dcterms:modified>2022-12-18</dcterms:modified>
      <dcterms:created>2022-12-18</dcterms:created>
      <link>https://www.podomatic.com/podcasts/peter12919/episodes/2022-12-17T18_20_16-08_00</link>
      <dc:creator>Peter Graham</dc:creator>
      <itunes:keywords>#retirement,#petergraham,#retiring,#over60,#money,#choices</itunes:keywords>
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      <itunes:duration>1156</itunes:duration>
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      <itunes:summary>We can all make poor financial decisions at any stage in life, but when retirement funds are limited, there are certain things that can be avoided ...</itunes:summary>
      <itunes:subtitle>We can all make poor financial decisions at any stage in life, but when retirement funds are limi...</itunes:subtitle>
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    <item>
      <title>Episode 25: 25. Comparisons</title>
      <itunes:title>25. Comparisons</itunes:title>
      <itunes:episode>25</itunes:episode>
      <itunes:season>1</itunes:season>
      <itunes:episodeType>full</itunes:episodeType>
      <description>
        <![CDATA[<p>We face financial choices in life every day - and it's certainly no different in retirement.  But is cheaper always better?</p>]]>
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      <pubDate>Sun, 18 Dec 2022 01:15:31 +0000</pubDate>
      <dcterms:modified>2022-12-18</dcterms:modified>
      <dcterms:created>2022-12-18</dcterms:created>
      <link>https://www.podomatic.com/podcasts/peter12919/episodes/2022-12-17T17_15_31-08_00</link>
      <dc:creator>Peter Graham</dc:creator>
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      <itunes:summary>We face financial choices in life every day - and it's certainly no different in retirement.&amp;nbsp; But is cheaper always better?</itunes:summary>
      <itunes:subtitle>We face financial choices in life every day - and it's certainly no different in retirement.&amp;nbsp...</itunes:subtitle>
    </item>
    <item>
      <title>Episode 24: 24. Improving The Quality And Longevity Of Life</title>
      <itunes:title>24. Improving The Quality And Longevity Of Life</itunes:title>
      <itunes:episode>24</itunes:episode>
      <itunes:season>1</itunes:season>
      <itunes:episodeType>full</itunes:episodeType>
      <description>
        <![CDATA[<p>Peter discusses a few tips around improving the quality and longevity of your life. </p>]]>
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      <pubDate>Sun, 18 Dec 2022 01:08:53 +0000</pubDate>
      <dcterms:modified>2023-01-29</dcterms:modified>
      <dcterms:created>2023-01-29</dcterms:created>
      <link>https://www.podomatic.com/podcasts/peter12919/episodes/2022-12-17T17_08_53-08_00</link>
      <dc:creator>Peter Graham</dc:creator>
      <itunes:keywords>#retirement,#petergraham,#retiring,#over60,#health,#longevity</itunes:keywords>
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      <itunes:summary>Peter discusses a few tips around improving the quality and longevity of your life.&amp;nbsp;</itunes:summary>
      <itunes:subtitle>Peter discusses a few tips around improving the quality and longevity of your life.&amp;nbsp;</itunes:subtitle>
    </item>
    <item>
      <title>Episode 23: 23. How I Got Here: Peter's Story</title>
      <itunes:title>23. How I Got Here: Peter's Story</itunes:title>
      <itunes:episode>23</itunes:episode>
      <itunes:season>1</itunes:season>
      <itunes:episodeType>full</itunes:episodeType>
      <description>
        <![CDATA[<p>Peter speaks with Neil about how and why he went from Financial Planner to Retirement Consultant.</p>]]>
      </description>
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      <pubDate>Sun, 18 Dec 2022 01:04:24 +0000</pubDate>
      <dcterms:modified>2022-12-18</dcterms:modified>
      <dcterms:created>2022-12-18</dcterms:created>
      <link>https://www.podomatic.com/podcasts/peter12919/episodes/2022-12-17T17_04_24-08_00</link>
      <dc:creator>Peter Graham</dc:creator>
      <itunes:keywords>#retirement,#petergraham,#retiring,#over60,#financialplanner,#financial,#planning</itunes:keywords>
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      <itunes:duration>1180</itunes:duration>
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      <itunes:summary>Peter speaks with Neil about how and why he went from Financial Planner to Retirement Consultant.</itunes:summary>
      <itunes:subtitle>Peter speaks with Neil about how and why he went from Financial Planner to Retirement Consultant.</itunes:subtitle>
    </item>
    <item>
      <title>Episode 22: 22. Should You Lend Money?</title>
      <itunes:title>22. Should You Lend Money?</itunes:title>
      <itunes:episode>22</itunes:episode>
      <itunes:season>1</itunes:season>
      <itunes:episodeType>full</itunes:episodeType>
      <description>
        <![CDATA[<p>As a retiree, should you lend money to family and friends if they ask you to?  Peter and Neil discuss the benefits and pitfalls, as well as a few safeguards that can be put in place.</p>]]>
      </description>
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      <pubDate>Sun, 18 Dec 2022 00:46:35 +0000</pubDate>
      <dcterms:modified>2022-12-18</dcterms:modified>
      <dcterms:created>2022-12-18</dcterms:created>
      <link>https://www.podomatic.com/podcasts/peter12919/episodes/2022-12-17T16_46_35-08_00</link>
      <dc:creator>Peter Graham</dc:creator>
      <itunes:keywords>#retirement,#petergraham,#retiring,#over60,#money,#lending</itunes:keywords>
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      <itunes:duration>1211</itunes:duration>
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      <itunes:summary>As a retiree, should you lend money to family and friends if they ask you to?&amp;nbsp; Peter and Neil discuss the benefits and pitfalls, as well as a few safeguards that can be put in place.</itunes:summary>
      <itunes:subtitle>As a retiree, should you lend money to family and friends if they ask you to?&amp;nbsp; Peter and Nei...</itunes:subtitle>
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    <item>
      <title>Episode 21: 21. Reasons To Engage A Financial Planner</title>
      <itunes:title>21. Reasons To Engage A Financial Planner</itunes:title>
      <itunes:episode>21</itunes:episode>
      <itunes:season>1</itunes:season>
      <itunes:episodeType>full</itunes:episodeType>
      <description>
        <![CDATA[<p>There's a lot of financial aspects to consider in retirement (and even beforehand), so it makes sense that you should consult a suitably-qualified professional.  But what should you look for in a Financial Planner, and how do you find them?</p>]]>
      </description>
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      <pubDate>Mon, 31 Oct 2022 21:43:48 +0000</pubDate>
      <dcterms:modified>2022-10-31</dcterms:modified>
      <dcterms:created>2022-10-31</dcterms:created>
      <link>https://www.podomatic.com/podcasts/peter12919/episodes/2022-10-31T14_43_48-07_00</link>
      <dc:creator>Peter Graham</dc:creator>
      <itunes:keywords>#retirement,#petergraham,#retiring,#over60,#financialplanner,#financial,#planning</itunes:keywords>
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      <itunes:duration>1274</itunes:duration>
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      <itunes:summary>There's a lot of financial aspects to consider in retirement (and even beforehand), so it makes sense that you should consult a suitably-qualified professional.&amp;nbsp; But what should you look for in a Financial Planner, and how do you find them?</itunes:summary>
      <itunes:subtitle>There's a lot of financial aspects to consider in retirement (and even beforehand), so it makes s...</itunes:subtitle>
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    <item>
      <title>Episode 20: 20. Regrets</title>
      <itunes:title>20. Regrets</itunes:title>
      <itunes:episode>20</itunes:episode>
      <itunes:season>1</itunes:season>
      <itunes:episodeType>full</itunes:episodeType>
      <description>
        <![CDATA[<p>We all have regrets about things in our past - but perhaps that's where we should leave them ... although maybe it's not too late to do something about some of them !</p>]]>
      </description>
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      <pubDate>Mon, 31 Oct 2022 21:37:26 +0000</pubDate>
      <dcterms:modified>2022-10-31</dcterms:modified>
      <dcterms:created>2022-10-31</dcterms:created>
      <link>https://www.podomatic.com/podcasts/peter12919/episodes/2022-10-31T14_37_26-07_00</link>
      <dc:creator>Peter Graham</dc:creator>
      <itunes:keywords>#retirement,#petergraham,#retiring,#over60,#regrets</itunes:keywords>
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      <itunes:duration>1190</itunes:duration>
      <itunes:image href="https://assets.podomatic.net/ts/35/1a/5a/peter12919/1400x1400_16338269.jpg"/>
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      <itunes:summary>We all have regrets about things in our past - but perhaps that's where we should leave them ... although maybe it's not too late to do something about some of them !</itunes:summary>
      <itunes:subtitle>We all have regrets about things in our past - but perhaps that's where we should leave them ... ...</itunes:subtitle>
    </item>
    <item>
      <title>Episode 19: 19. Creating Memories</title>
      <itunes:title>19. Creating Memories</itunes:title>
      <itunes:episode>19</itunes:episode>
      <itunes:season>1</itunes:season>
      <itunes:episodeType>full</itunes:episodeType>
      <description>
        <![CDATA[<p>What makes an occasion memorable?  Peter and Neil talk about some of their memorable experiences, and the importance of creating new ones.</p>]]>
      </description>
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      <pubDate>Mon, 31 Oct 2022 21:33:45 +0000</pubDate>
      <dcterms:modified>2022-10-31</dcterms:modified>
      <dcterms:created>2022-10-31</dcterms:created>
      <link>https://www.podomatic.com/podcasts/peter12919/episodes/2022-10-31T14_33_45-07_00</link>
      <dc:creator>Peter Graham</dc:creator>
      <itunes:keywords>#retirement,#petergraham,#retiring,#over60,#memories</itunes:keywords>
      <enclosure url="https://peter12919.podomatic.com/enclosure/2022-10-31T14_33_45-07_00.mp3?_=1667252070.16340605" length="13215107" type="audio/mpeg"/>
      <itunes:duration>2310</itunes:duration>
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      <itunes:summary>What makes an occasion memorable?&amp;nbsp; Peter and Neil talk about some of their memorable experiences, and the importance of creating new ones.</itunes:summary>
      <itunes:subtitle>What makes an occasion memorable?&amp;nbsp; Peter and Neil talk about some of their memorable experie...</itunes:subtitle>
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    <item>
      <title>Episode 17: 18.  Continuing Education</title>
      <itunes:title>18.  Continuing Education</itunes:title>
      <itunes:episode>17</itunes:episode>
      <itunes:season>1</itunes:season>
      <itunes:episodeType>full</itunes:episodeType>
      <description>
        <![CDATA[<p>Learning new things is always good for our brains, especially as we get older.  But what types of things can we do?  Peter and Neil discuss some options, including ones that are budget-friendly.</p>]]>
      </description>
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      <comments>https://www.podomatic.com/podcasts/peter12919/episodes/2022-09-29T17_38_56-07_00</comments>
      <pubDate>Fri, 30 Sep 2022 00:38:56 +0000</pubDate>
      <dcterms:modified>2022-09-30</dcterms:modified>
      <dcterms:created>2022-09-30</dcterms:created>
      <link>https://www.podomatic.com/podcasts/peter12919/episodes/2022-09-29T17_38_56-07_00</link>
      <dc:creator>Peter Graham</dc:creator>
      <itunes:keywords>#retirement,#petergraham,#retiring,#over60,#education</itunes:keywords>
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      <itunes:duration>1147</itunes:duration>
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      <itunes:summary>Learning new things is always good for our brains, especially as we get older.&amp;nbsp; But what types of things can we do?&amp;nbsp; Peter and Neil discuss some options, including ones that are budget-friendly.</itunes:summary>
      <itunes:subtitle>Learning new things is always good for our brains, especially as we get older.&amp;nbsp; But what typ...</itunes:subtitle>
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    <item>
      <title>Episode 16: 17. Rituals</title>
      <itunes:title>17. Rituals</itunes:title>
      <itunes:episode>16</itunes:episode>
      <itunes:season>1</itunes:season>
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        <![CDATA[<p>We have some sorts of rituals in our lives - both good and bad.  Peter shares some of his daily rituals that help him, which may help you too.<br><br></p>]]>
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      <pubDate>Fri, 30 Sep 2022 00:34:30 +0000</pubDate>
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      <title>Episode 16: 16. Inspiration From Athletes</title>
      <itunes:title>16. Inspiration From Athletes</itunes:title>
      <itunes:episode>16</itunes:episode>
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        <![CDATA[<p>There are many things we can learn from professional athletes that could help us in everyday life in retirement ...</p>]]>
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      <pubDate>Fri, 30 Sep 2022 00:32:26 +0000</pubDate>
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      <itunes:summary>There are many things we can learn from professional athletes that could help us in everyday life in retirement ...</itunes:summary>
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      <title>Episode 15: 15. Meeting Interesting People</title>
      <itunes:title>15. Meeting Interesting People</itunes:title>
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        <![CDATA[<p>Meeting new and interesting people is always important - but what do we say?  How do we start a conversation?  Peter has some good tips ...</p>]]>
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      <pubDate>Thu, 08 Sep 2022 06:32:38 +0000</pubDate>
      <dcterms:modified>2022-09-08</dcterms:modified>
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      <title>Episode 14: 14. Habits</title>
      <itunes:title>14. Habits</itunes:title>
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        <![CDATA[<p>Cultivating good habits and eliminating bad ones is easier said than done, but it's very important in retirement.  Peter and Neil discuss some simple steps to gets started and stay focussed.</p>]]>
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      <pubDate>Thu, 01 Sep 2022 01:17:27 +0000</pubDate>
      <dcterms:modified>2022-09-01</dcterms:modified>
      <dcterms:created>2022-09-01</dcterms:created>
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      <title>Episode 13: 13.  A Latter Life Worth Having</title>
      <itunes:title>13.  A Latter Life Worth Having</itunes:title>
      <itunes:episode>13</itunes:episode>
      <itunes:season>1</itunes:season>
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      <description>
        <![CDATA[<p>One of Peter's mantras is "If it's going to be, it's up to me" !  Peter shares some tips on how to improve your quality of life in latter years, and the importance of goals.</p>]]>
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      <pubDate>Thu, 25 Aug 2022 04:12:55 +0000</pubDate>
      <dcterms:modified>2022-08-25</dcterms:modified>
      <dcterms:created>2022-08-25</dcterms:created>
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      <title>Episode 12: 12. Weight</title>
      <itunes:title>12. Weight</itunes:title>
      <itunes:episode>12</itunes:episode>
      <itunes:season>1</itunes:season>
      <itunes:episodeType>full</itunes:episodeType>
      <description>
        <![CDATA[<p>Keeping our weight down is a challenge at any age, but what things can we do in retirement to help keep our weight down?  And what happens to weight when we lose it - where does it go??</p>]]>
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      <pubDate>Fri, 19 Aug 2022 08:24:05 +0000</pubDate>
      <dcterms:modified>2022-08-19</dcterms:modified>
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      <itunes:subtitle>Keeping our weight down is a challenge at any age, but what things can we do in retirement to hel...</itunes:subtitle>
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      <title>Episode 11: 11.  Sleep (Part 2 of 2)</title>
      <itunes:title>11.  Sleep (Part 2 of 2)</itunes:title>
      <itunes:episode>11</itunes:episode>
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        <![CDATA[<p>Peter and Neil continue their sleep conversation, discussing the surprising benefit of going to bed early, how sleep apnoea interferes with sleep (and the ensuing health risks), and Peter even gives us the top two types of nightmares !</p>]]>
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      <pubDate>Fri, 12 Aug 2022 06:43:30 +0000</pubDate>
      <dcterms:modified>2022-08-12</dcterms:modified>
      <dcterms:created>2022-08-12</dcterms:created>
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      <itunes:summary>Peter and Neil continue their sleep conversation, discussing the surprising benefit of going to bed early, how sleep apnoea interferes with sleep (and the ensuing health risks), and Peter even gives us the top two types of nightmares !</itunes:summary>
      <itunes:subtitle>Peter and Neil continue their sleep conversation, discussing the surprising benefit of going to b...</itunes:subtitle>
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      <title>Episode 10: 10.  Sleep (Part 1 of 2)</title>
      <itunes:title>10.  Sleep (Part 1 of 2)</itunes:title>
      <itunes:episode>10</itunes:episode>
      <itunes:season>1</itunes:season>
      <itunes:episodeType>full</itunes:episodeType>
      <description>
        <![CDATA[<p>We all know that a good night's sleep is important at any age, but how much more important is in retirement?  Peter and Neil discuss the types of sleep, as well as some things that can help - or hinder - good sleep.</p>]]>
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      <pubDate>Fri, 12 Aug 2022 06:36:28 +0000</pubDate>
      <dcterms:modified>2022-08-12</dcterms:modified>
      <dcterms:created>2022-08-12</dcterms:created>
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      <itunes:subtitle>We all know that a good night's sleep is important at any age, but how much more important is in ...</itunes:subtitle>
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      <title>Episode 9: 9. Communication</title>
      <itunes:title>9. Communication</itunes:title>
      <itunes:episode>9</itunes:episode>
      <itunes:season>1</itunes:season>
      <itunes:episodeType>full</itunes:episodeType>
      <description>
        <![CDATA[<p>Effective communication is extremely important at any stage in life.  In this episode, Peter discusses the types of communication, thinking about your audience, and some tips on how to start conversations.</p>]]>
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      <pubDate>Fri, 05 Aug 2022 02:55:28 +0000</pubDate>
      <dcterms:modified>2022-08-05</dcterms:modified>
      <dcterms:created>2022-08-05</dcterms:created>
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      <dc:creator>Peter Graham</dc:creator>
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      <itunes:summary>Effective communication is extremely important at any stage in life.&amp;nbsp; In this episode, Peter discusses the types of communication, thinking about your audience, and some tips on how to start conversations.</itunes:summary>
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      <title>Episode 8: 8. Gambling</title>
      <itunes:title>8. Gambling</itunes:title>
      <itunes:episode>8</itunes:episode>
      <itunes:season>1</itunes:season>
      <itunes:episodeType>full</itunes:episodeType>
      <description>
        <![CDATA[<p>Whilst we are told by gambling agencies to know the odds and gamble responsibly, gambling is still a big problem for many retirees.  Peter and Neil discuss the chances of winning lotteries, some of the marketing ploys that clubs use to appeal to retirees, and where to get help if you need it.</p>]]>
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      <pubDate>Thu, 28 Jul 2022 05:08:35 +0000</pubDate>
      <dcterms:modified>2022-07-28</dcterms:modified>
      <dcterms:created>2022-07-28</dcterms:created>
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      <itunes:subtitle>Whilst we are told by gambling agencies to know the odds and gamble responsibly, gambling is stil...</itunes:subtitle>
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      <title>Episode 7: 7. Advice</title>
      <itunes:title>7. Advice</itunes:title>
      <itunes:episode>7</itunes:episode>
      <itunes:season>1</itunes:season>
      <itunes:episodeType>full</itunes:episodeType>
      <description>
        <![CDATA[<p>We make a lot of important decisions, not only in retirement, but throughout our lives.  Peter and Neil discuss the benefits of getting advice from people who are specialists in their field - and how to find them.</p>]]>
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      <pubDate>Fri, 15 Jul 2022 06:44:36 +0000</pubDate>
      <dcterms:modified>2022-07-15</dcterms:modified>
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      <title>Episode 6: 6. Handling Discomfort (Part 2)</title>
      <itunes:title>6. Handling Discomfort (Part 2)</itunes:title>
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      <itunes:season>1</itunes:season>
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        <![CDATA[<p>In the second of this two-part podcast, Peter and Neil continue their conversation about self-awareness, training yourself to relax, and increasing your chances of handling any stressful situations that may come your way.</p>]]>
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      <pubDate>Fri, 15 Jul 2022 06:40:24 +0000</pubDate>
      <dcterms:modified>2022-07-15</dcterms:modified>
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      <title>Episode 5: 5. Handling Discomfort (Part 1)</title>
      <itunes:title>5. Handling Discomfort (Part 1)</itunes:title>
      <itunes:episode>5</itunes:episode>
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        <![CDATA[<p>Why do some people seem to handle highly-stressful situations better than others?  How do you relax in the face of adversity?  In this two-part conversation, Peter and Neil discuss some famous examples , along with a technique you can use to become more aware of your stress levels, and relax and find "the zone".</p>]]>
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      <itunes:summary>Why do some people seem to handle highly-stressful situations better than others?&amp;nbsp; How do you relax in the face of adversity?&amp;nbsp; In this two-part conversation, Peter and Neil discuss some famous examples , along with a technique you can use to become more aware of your stress levels, and relax and find &quot;the zone&quot;.</itunes:summary>
      <itunes:subtitle>Why do some people seem to handle highly-stressful situations better than others?&amp;nbsp; How do yo...</itunes:subtitle>
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      <title>Episode 4: 4. Social Contributions</title>
      <itunes:title>4. Social Contributions</itunes:title>
      <itunes:episode>4</itunes:episode>
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        <![CDATA[<p>Helping other people is a great thing to do in retirement, on many levels - but what types of things can you do?  How do you get involved?  And what are some pitfalls to avoid?  Peter and Neil discuss some different social contributions you can make, and where to go for more ideas.</p>]]>
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      <pubDate>Fri, 15 Jul 2022 06:28:05 +0000</pubDate>
      <dcterms:modified>2022-07-15</dcterms:modified>
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      <itunes:duration>1155</itunes:duration>
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      <itunes:summary>Helping other people is a great thing to do in retirement, on many levels - but what types of things can you do?&amp;nbsp; How do you get involved?&amp;nbsp; And what are some pitfalls to avoid?&amp;nbsp; Peter and Neil discuss some different social contributions you can make, and where to go for more ideas.</itunes:summary>
      <itunes:subtitle>Helping other people is a great thing to do in retirement, on many levels - but what types of thi...</itunes:subtitle>
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      <title>Episode 3: 3. Motor Vehicles</title>
      <itunes:title>3. Motor Vehicles</itunes:title>
      <itunes:episode>3</itunes:episode>
      <itunes:season>1</itunes:season>
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        <![CDATA[<p>Peter and Neil discuss the costs, benefits and risks of owning a car in retirement.  If you don't have one, what are the viable alternatives?</p>]]>
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      <pubDate>Fri, 15 Jul 2022 06:14:22 +0000</pubDate>
      <dcterms:modified>2022-07-15</dcterms:modified>
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      <dc:creator>Peter Graham</dc:creator>
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      <itunes:duration>1168</itunes:duration>
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      <itunes:summary>Peter and Neil discuss the costs, benefits and risks of owning a car in retirement.&amp;nbsp; If you don't have one, what are the viable alternatives?</itunes:summary>
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      <title>Episode 2: 2. Eleven Thousand Days</title>
      <itunes:title>2. Eleven Thousand Days</itunes:title>
      <itunes:episode>2</itunes:episode>
      <itunes:season>1</itunes:season>
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        <![CDATA[<p>Given that people are living slightly longer these days, it is possible that someone could have 30 years of retirement, which is around 11,000 days.  How does one "fill in" so much time?  Peter has a few ideas of what to do, and what to avoid ...</p>]]>
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      <pubDate>Thu, 14 Jul 2022 07:26:14 +0000</pubDate>
      <dcterms:modified>2022-07-14</dcterms:modified>
      <dcterms:created>2022-07-14</dcterms:created>
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      <dc:creator>Peter Graham</dc:creator>
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      <itunes:duration>1107</itunes:duration>
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      <itunes:summary>Given that people are living slightly longer these days, it is possible that someone could have 30 years of retirement, which is around 11,000 days.&amp;nbsp; How does one &quot;fill in&quot; so much time?&amp;nbsp; Peter has a few ideas of what to do, and what to avoid ...</itunes:summary>
      <itunes:subtitle>Given that people are living slightly longer these days, it is possible that someone could have 3...</itunes:subtitle>
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      <title>Episode 1: 1.  Intro - Meet Peter</title>
      <itunes:title>1.  Intro - Meet Peter</itunes:title>
      <itunes:episode>1</itunes:episode>
      <itunes:season>1</itunes:season>
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        <![CDATA[<p>In this first episode, Peter and Neil chat about Peter's 50-year background in the Financial Planning Industry, and what inspired him to shift into the more holistic discipline of Retirement Planning.  They also discuss what to expect in future episodes of this series.</p>]]>
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      <pubDate>Mon, 11 Jul 2022 06:54:51 +0000</pubDate>
      <dcterms:modified>2022-07-11</dcterms:modified>
      <dcterms:created>2022-07-11</dcterms:created>
      <link>https://www.podomatic.com/podcasts/peter12919/episodes/2022-07-10T23_54_51-07_00</link>
      <dc:creator>Peter Graham</dc:creator>
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      <itunes:summary>In this first episode, Peter and Neil chat about Peter's 50-year background in the Financial Planning Industry, and what inspired him to shift into the more holistic discipline of Retirement Planning.&amp;nbsp; They also discuss what to expect in future episodes of this series.</itunes:summary>
      <itunes:subtitle>In this first episode, Peter and Neil chat about Peter's 50-year background in the Financial Plan...</itunes:subtitle>
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